To generate TAD, the RBX Protocol accepts as collateral TAU and any other Lamden assets that has been approved by RBX holders. RBX holders must also approve specific, corresponding Risk Parameters for each accepted collateral (e.g., more stable assets might get more lenient Risk Parameters, while more risky assets could get stricter Risk Parameters). These and other decisions of RBX holders are made through the Rubix decentralized governance process.