> For the complete documentation index, see [llms.txt](https://rubixdao.gitbook.io/rubixdao/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://rubixdao.gitbook.io/rubixdao/general.md). # General **What is the Rubix Protocol:** Rubix allows for you to retain your crypto while still being able to spend its value. It facilitates the borrowing of stablecoin assets (soft pegged to USD) which is subject to a Stability Fee, without having to liquidate your crypto assets. **How is Rubix governed:** RBX is the Governance token, this token offers holders the ability to control the course of the Rubix protocol through a Decentralized Autonomous Organization (DAO). Changes are made through proposals and voted on by holders of the governance token. **TAU Algo Dollar (TAD):** TAD is a stable asset whose value is pegged to the US Dollar and kept stable through a system of financial incentives. TAD is backed by collateral and can only be minted with this collateral backing it. TAD is created when users deposit accepted tokens (currently TAU) as collateral in vaults and in turn receive a loan against that collateral. **What are some use cases for Rubix:** * Collateralized loans which are decentralized and instant. * Leverage your crypto positions. * Use TAD - Spend TAD, Trade TAD, Hold TAD and/or Send TAD. **What do I need to use Rubix:** Anyone can create Rubix vaults and deposit collateral to borrow against. All you will need in order to start is some of the accepted collateral types in your wallet, and some TAU to cover any transaction fees. **What is the difference between Rubix and other stablecoin protocols:** Rubix is an overcollateralized stablecoin protocol. We took inspiration from the Maker Dao protocol; however, please note that this has been developed on Lamden and in a completely new programming language (Python) which makes it unique. Ultimately, we have built the foundation of the protocol which the community will then further develop and direct. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://rubixdao.gitbook.io/rubixdao/general.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.