# Conclusion

The Rubix Protocol allows users to generate TAD, a stable store of value that lives entirely on the Lamden blockchain. TAD is a decentralized stablecoin that is not issued or administered by any centralized entity. It is available to everyone.

All TAD is backed by a surplus of collateral that has been individually escrowed into publicly viewable Lamden smart contracts.

The intention is for RubixDAO to further the decentralized finance (DeFi) system on Lamden.

RubixDAO has been developed by the community, for the community.&#x20;

**Note:**

**This entire document is subject to change, amendment and further development pursuant to DAO Governance.**


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